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  2. -bank best home improvement loans Choose the Best Loan for Your Home Improvement Projects – Whether you choose to DIY your home improvements or hire a pro, one thing’s for certain: You’ll need money for your projects. The major ones can be so expensive they require financing. Here’s how to.What is a Qualified Mortgage? – Generally, the requirements for a qualified mortgage include: Certain risky loan features are not permitted, such as: An "interest-only" period, when you pay only the interest without paying down the principal , which is the amount of money you borrowed.

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